There is often confusion when it comes to what types of water damage are covered by a homeowner’s insurance policy. In general, most homeowners policies don’t cover flood damage, but they do cover other types of water damage in Orange County, including damage caused by water that has come in through a broken window or from moisture that has collected due to leaky pipe in your basement. However the water damage in your home occurred, it’s important to work with your local Safeco Insurance water damage specialists or other insurance company if you are filing a claim for the repairs. It can be complicated to resolve these types of situations yourself, but when you follow the right process, you can make the process much easier and much faster to resolve.
You may not think that there is a lot of water damage to your home after an incident has occurred and you’ve had a chance to assess the damage yourself, but your insurance agent can help determine just how much damage has occurred and how much of the repairs will be covered by your homeowners insurance policy. It’s important to have your home inspected by your insurance company, since it’s easy to miss areas of damage with an untrained eye, and you want to make sure that everything is documented in the final report.
Cleaning up and having repairs made after water damage has occurred can be very tricky when it comes to working with the insurance companies, so the easiest thing for homeowners to do is to contact their insurance company right away to see exactly what kinds of damage are covered and how they should file a claim. Since the process varies from company to company, be sure to check with yours before taking any action, as this will ensure that you get the benefits that you deserve.