State Farm Insurance Water Damage & Flood Protection Tips for Homeowners

Did you know that floods are more devastating to homes than any other natural disaster in the US?  It’s a fact that a flood can cause tons of damage to your home, and while you may not be able to avoid it or be able to predict when it will happen to you, there are some things you can do to protect your home from water damage in a flood.

The first step that every homeowner should take is to find out if in their homeowners State Farm insurance, water damage and flooding are covered.  Most standard policies do not include coverage for damage that results from a flood, so it’s always a good idea to find before there is a problem.  In most cases, federal aid from the government is only available if the flood resulted in a presidential declaration of a disaster area, so it pays to be prepared.

Long before a flood hits, there are steps you can take to minimize the damage that occurs to your home.  While it’s impossible in some cases to keep the water out, doing things like elevating appliances and installing backflow valves to prevent water from backing into the areas where it normally drains can make a big difference.   It can also be helpful to take steps outside of your home to reduce potential damage.  Choosing plants for your landscaping that are resistant to eroding soil can also have a big impact the next time there’s a big storm and can protect your home from water damage.  This is a great way to protect your property, and as an added bonus, it can improve the look of your home as well.

Devices that detect water and sound an alarm can also be incredibly helpful when installed in areas like the basement, attic, or any other potentially troublesome areas of your home.  With these types of devices, you can receive warning if your water heater fails or if water starts leaking in through a crack in your roof, making it easy to catch small issues long before they have the chance to turn into big problems.